Bank loans for the purchase of land for two months, rose by 3%. on According to the company \" Prostobank Consulting\" , the average interest rate on loans land for 20 years in June was 19 , 08 % per annum - to hryvnia , 14, 88% - In U.S. dollars , 13, 94% - in euros. At the same time at the beginning of April, she was as follows: 15, 95% - to UAH, 13, 68% - in U.S. dollars , 12 , 64% - in euros. Thus, two months the increase was 3 , 13% - to UAH, 1, 2 % - in dollars 1, 3 % - in euros.
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Company experts have determined the most advantageous (effective) rate on credits land for 20 years. Top-3 in the national currency: 1. 16, 65% - Raiffeisen Bank Aval. 2. 18, 14% - Pravex. 3. 18, 79% - Nadra. Top-3 U.S. $ 1. 12, 75% - SEB Bank. 2. 12, 94% - Marine Transport Bank. 3. 13, 10% - Swedbank (TAS-Commerzbank). Top-3 in Euro: 1. 12, 50% - SEB Bank. 2. 12, 60% - Swedbank (TAS-Commerzbank). 3. 12, 94% - Marine Transport Bank. Growth rates loans to the ground is parallel with the growth rates for the remaining mortgage products of the bank. "In some banks, this growth more evident only in because of limited opportunities to mortgage lending ", - says Anton Shaperenkov, head of product development, retail business VAB Bank. According to Svetlana Lobanov, Head of the Department of the individual VIP-business "Marine Transport Bank," the growth in mortgage interest rates in general and land in particular is associated with an attempt to regulate the liquidity of banks and profitability. "The mortgage and car loans - Guidelines lending they are long-term, and therefore cause the greatest changes in the structure of the portfolio, assets in general and the yield / profitability. In addition, they require large number of long-term resources, which at the moment the majority of Ukrainian Banks can not find because of macroeconomic processes "- says the expert.
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