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Главная / Недвижимость - Новости  / Самые интересные

Куда идти, куда податься?

7.04.09  
Under the conditions that now formed in our country, each clearly need for additional funds to be used on their own discretion and need. On the question of where today you can take out a loan or credit for a small fee , we will try to answer in this article.
What do you think? say
No matter how loud those who did not shout the order podnadoevshie phrase "financial Crisis! "money as we needed, because of their" popularity "among the people masses and not diminished. Even more likely, vice versa. If some citizens were at least some savings, then the rest are either locked the banks on deposit accounts, or do they never existed. Whatever it was, to argue about who is to blame for the fact that there is no money or not enough (and for some reason they never have enough), and who "will beat" right now Not yet. Let us answer the question, "what to do." To date, we know how to obtain a loan or a certain desired amount, there are some * how to borrow from relatives / friends / acquaintances, * to sell something to us not very necessary, * to try their luck in the lottery / horse racing, * ask for "help" from financial institutions * finally realize their creative potential. If your relatives / friends / acquaintances are in a better financial position, then the chances are that your request for a Loan amount of money will not be ignored. At the same time you have a exceptional opportunity to test the "kinship" neighbors, friends feel "in trouble" and get to know just acquaintances. Necessarily a deal to back a receipt because as the saying goes - friendship is friendship, and money separately. A receipt is made free-form, the borrower must give the name, address, passport data, the amount in words and currency of the loan, as well as the repayment date. In the United States to average people are often held so-called "garage sale". Than no reason to do the same and those citizens who are in desperate need of money? Especially if your home, garage or cottage house in need of cleaning long of things that you have not in use. In order for sale was conducted around the clock, you can place your ad on the sale of goods on the Internet, at various forums, flea markets and other free services. If you believe in luck and think that it is wholly absorbed in the process of "harassment" You, then you may want to turn to "presledovatelnitse" face and a wink buying at this time lottery ticket or betting on some kind of "bold Lightning "(which the cashier said one hundred percent of future race winner). Until recently, the option of contact with financial institutions on a loan or credit has been one of the most popular among the population. But now the situation has changed, and not in favor of borrowers. Get today a bank loan at a more or less significant amount - this is something from the field fiction. If there is a pair of banks are ready to "help" with the money, it is likely, in reading the conditions of the loan contract you have to run through the body mild tremor. But maybe not so bad, and if they need money very much, and take them nowhere else, you should go to the bank. For example, "VTB Bank opens owners of payroll cards bank credit lines with a grace period of payment percent. At maturity, the debt on the credit card within 45 days since the first expenditures, interest on the loan is not calculated. One of the features using a credit card VTB Bank - no need repay the entire debt at once. A monthly until the 15th to make the credit card the amount of the minimum payment on the actual debt Credit card and interest on the loan for the previous month. Repay the credit limit is possible due payable wages, by transferring funds from a payment card, open to VTB Bank, ATM, by adding cash to the card over the counter VTB "- told the Tristar to the press service of VTB Bank. And if so - feel like brand new car, you still have banks that agreed to give loan for its purchase. "As of today, our bank can get credit for buy new cars. Loans are available only in the national Ukrainian currency. Lodging can be in units that are on the street. Gorky 97 and on the street. Gnat Yura 7 in the city of Kiev, and in any department of the city Khmelnitsky. Also, in those offices is a pilot project for the new order of consideration of loan applications. Loan terms: term - up to 5 years, the interest rate - 30% per annum, the minimum initial contribution - 30% "- encouraged by Francois Benaroya, Head of Retail Banking JSCIB" UkrSibbank ". An alternative to banking institutions can be fully considered credit unions (COP), or also, consumer unions. As their term, there is a possibility have many advantages related to loans and credits. But this, unfortunately, does not apply to today's prevailing in the country, the economic situation. After several telephone calls credit unions, we learned that the current business The situation of these organizations so that they are lending services at the moment does not provide, and some have on the brink of closure. And on question about a possible date of resumption of services of interest to us majority responded that any - is unknown. The representative of the COP, "Fortress" pleased that, perhaps, their organization will resume lending This month (March) and will provide loans of up to 50 ths. Not should be excluded from potential sources of lending and pawn shops. Himself on its own pawn - is a credit institution lend money on chattel property. Therefore, having to have at least something of value, without the loan you just will not stay turned to this creditor. Representative Lombard company "Ukraine", which is known under the trademark Mortgage Bank, for example, said in a telephone conversation that the maximum amount loans in their organization today is limited to the figure of 20 thousand UAH. But representatives of the pawnshop "Skarbnitsya" said their clients are not limited in the amounts of credit, especially with regard to precious metals and household appliances. If you are not interested in any of these "sources of credit," You are free to connect to the process of finding the right capital (whomever or whatever you think?) its fantasy. Maybe once upon a time in the "granary" of the consciousness you reliably hid a talent, which at that stage of life was considered quite unnecessary and not relevant. It is quite likely that it was now you creative "finest hour". What is the likelihood that you will not open famous talent Leonardo da Vinci and Botticelli, Montserrat Caballe, or Anna German (the singer)? No matter what it is talent - he is in any case will be unique. Because each person is unique in its own way. Where, in what would places and no matter what way you do it in search of money, it is important to remember that always need to weigh the pros and cons (slowly), double-check what what is in doubt, believe the best and remain human. Especially if requested a loan sought is for you.

 

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